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ZOPA means Zone Of Possible Agreement, a negotiating term specifying the bounds within which agreement can be reached between two parties.
ZOPA was one of the first P2P lenders in the UK. Zopa was started in 2004 by Giles Andrews, James Alexander, Richard Duvall, David Nicholson, Tim Parlett
Basic RoI ranges from 3% ~ 5% but is subject to P2P market conditions.
The Peer-to-Peer Finance Association was established in 2011, with Zopa as a founding member.
Zopa hosts an annual party in London for its lenders so they can swap notes